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Tip 1: Make the most of any personal pensions when you come to take them. Don’t automatically accept the offer that your pension provider offers, you may be able to get a better deal if you shop around.
Tip 2: Boost your State Pension. If you think you might not be in line for a full basic State Pension, it’s worth seeing if you can boost it by paying voluntary National Insurance contributions.
Tip 3: Work a bit longer. There is no fixed retirement age in the UK. You may be able to boost your retirement income by working a bit longer, or by putting off claiming your State Pension – or both.
The power to do what you like with the money you’ve saved for your retirement – no laws forcing you to buy an annuity and no government telling you what you can and can’t do with your hard-earned cash.
The Moneytree Corporation Limited Registered in England number: 4350758. Registered Address: 14 Gipsy Lane, Warminster, BA12 9LR. Savvy Financial Planning is the trading name of The MoneyTree Corporation Limited which is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate taxation and trust advice. We are entered on the FCA Register No: 504571 at www.fca.gov.uk/register. The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. The value of investments and income can go down as well as up and you may not get back the full amount invested. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service, Exchange Tower, London, E14 9SR. Tel: 0800 023 4567 or 0300 123 9123, www.financial-ombudsman.org.uk.
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