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It’s well known that a diverse investment portfolio is the best way to reduce financial risk. Making investment decisions is a complex business, and can be daunting if you are not familiar with the financial markets. We take a portfolio management based approach and have the tools to help you manage this complexity and to achieve your investment potential. We do this by taking into account three elements – asset allocation, investment selection and your attitude to risk.
Research has highlighted the importance of asset allocation and shown that more than 90% of investment returns are determined by effective asset allocation Through a portfolio management based service you will have access to a range of asset classes, and – with our help and support – the ability to mix and match in line with your needs and goals.
Picking an appropriate mix of assets is only part of the story. There are choices to make within each asset class about what individual investments to select. This can also make a big difference to what you might get back in the longer-term. The management styles and investment policies of these funds will have influenced their performance over time. As part of our service to you as your professional adviser, we can access funds of many different management styles and investment policies. We can help you understand more about the investment options available to you, meaning better informed decisions about where and when to put your money.
In order to provide you with appropriate investment advice, in addition to having full knowledge of your financial circumstances and investment objectives, it is essential that we understand your attitude to risk, and that you understand the risk that is involved with the investment that we may recommend. All investments involve a degree of risk to your capital. As a rule of thumb, the higher the risk, the higher the potential return; the lower the risk, the lower the potential return. We will need to agree with you your attitude to risk, which means identifying the level of risk with which you feel comfortable and which provides you with a portfolio that has the potential to generate the amount of return you need to achieve your goals.
Maximising tax efficiency and achieving your investment potential are both things that can make a world of financial difference over the longer-term. We have all the tools at our disposal to make your money work harder.
The Moneytree Corporation Limited Registered in England number: 4350758. Registered Address: 14 Gipsy Lane, Warminster, BA12 9LR. Savvy Financial Planning is the trading name of The MoneyTree Corporation Limited which is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate taxation and trust advice. We are entered on the FCA Register No: 504571 at www.fca.gov.uk/register. The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. The value of investments and income can go down as well as up and you may not get back the full amount invested. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service, Exchange Tower, London, E14 9SR. Tel: 0800 023 4567 or 0300 123 9123, www.financial-ombudsman.org.uk.
Savvy Financial Planning, Hinton Business Park, Tarrant Hinton, Blandford Forum, Dorset, DT11 8JF