It’s a question I am often asked by my clients. With over 25 years’ experience as a financial adviser I’ve seen my fair share of market ups and downs. However, my three golden rules remain the same:
- Use your tax shelters, like ISAs, SIPPs and Investment Bonds
- Take a long-term view and don’t get distracted by short-term volatility
- Make it easy to see what you have and how it’s performing. Take control and consolidate your pensions and investments – it’s hard to know what to do if you can’t see what’s happening!
There is a single, simple way to take control: The SavvyWRAP
Your pension and ISAs are likely to be your largest investments from which you may need to depend on for many years, but do you know where they are currently invested and how they are performing?
Our SavvyWRAP makes it easy for you to take control. After transferring you can simply log in to our website to get a valuation and monitor any recommended changes. Not only that, we provide a wealth of investment information and management to help you make informed decisions. We provide regular reviews so you can see how all your investments are working together and make sure that you have a well diversified portfolio that can weather any investment storm.
We do the hard work:
If you’re interested in this service, switching providers may seem like hard work, but it’s really quite simple. All you need to do is complete a ‘Fact Find’ and grant us permission to gather information from your existing pension and investment providers.
That’s it – we’ll take care of the rest.
- Check you will benefit from transferring and won’t incur exit fees or lose valuable guarantees or benefits
- Administer and monitor the transfer to ensure smooth transition
- Provide regular reviews and recommendations in regards to investment management
This notice, unlike our service, isn’t personal advice. If you are unsure about the suitability of a pension or investment for your circumstances, please contact us for advice on 0845 680 8910 or complete our online contact enquiries box. Unless otherwise arranged, your pensions and investments will be transferred as cash so will be out of the market for a while. If the market falls, this could work in your favour; however, if it rises, you won’t benefit from any growth.
Remember investments can fall as well as rise in value, so you could get back less than you invest. Also, tax rules can change and benefits depend on individual circumstances.